Digital financial services have been a key driver of financial inclusion in recent years. While there is evidence that financial inclusion through traditional s

"The authors (1) present new indicators of banking sector penetration across 99 countries based on a survey of bank regulatory authorities, (2) show that these

In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set

Technology is changing the landscape of the financial sector, increasing access to financial services in profound ways. These changes have been in motion for se

We develop a micro-founded general equilibrium model with heterogeneous agents to identify pertinent constraints to financial inclusion. We evaluate quantitativ